

InsuranceEnterprise is a cloud based SaaS solution for insurance process management that goes beyond the core of policy, billing, and claims to include all the ancillary functions.
Read More | Download Factsheet | Watch VideoPolicyEnterprise is an end-to-end policy processing solution running in the cloud, providing complete automation from quote to renewal.
Read More | Download Factsheet | Watch VideoBillingEnterprise is a cloud based highly flexible billing system available via SaaS. It allows carriers to fully control the billing options, process and characteristics.
Read More | Download Factsheet | Watch VideoClaimEnterprise is a modern claims administration system, managing the claims handling process from first notice of loss through final adjudication.
Read More | Download Factsheet | Watch VideoRatingEnterprise is a cloud based SaaS rating engine that allows carriers to develop and implement sophisticated rating programs.
Read More | Download Factsheet | Watch Video


Go Live in 90 Days! Avoid the time and cost of a large-scale enterprise implementation effort with InsuranceEnterprise. Leverage InsuranceEnterprise's out-of-the-box functionality to handle all the common and complex processes of the P&C insurance business. All InsuranceEnterprise components are completely prebuilt and ready to use, providing turnkey insurance process management. At the same time, its powerful rules engine is highly configurable to reflect your unique business requirements and allow you to write the business you desire.
InsuranceEnterprise is also pre-integrated with your selected third-party vendors. As a result, the entire implementation process averages just 90 days. Additionally, by being cloud-based, there's no software to install. By going live in months, rather than years, you realize benefits quickly, allowing you to remain focused on running your business rather than implementing a policy administration system.

All four components of this application suite, Policy, Billing, Rating and Claims are delivered in a cloud-based model that eliminates all the problems associated with traditional system implementation. On top of this all the four components are tightly integrated to provide a complete end to end Insurance Processing system.
More over, InsuranceEnterprise goes beyond these components by providing all the ancillary services for running your business. By being cloud-based, InsuranceEnterprise also complements your disaster recovery strategies and provides ironclad data security.

InsuranceEnterprise goes beyond the core of insurance process management to provide access to all ancillary touch points you need to run your business. It includes:

InsuranceEnterprise comes with prebuilt data warehouse and ETL scripts. It delivers powerful business intelligence capabilities through a variety of prebuilt analytic reports that can be easily modified by business users. New reports can be created quickly and simply through an intuitive "click-and-drag" interface on any data field. It provides managers with real-time information and reporting on key performance metrics for workload balancing.
Leverage the BI capabilities as your decision support system for rating, marketing, claims, compliance and more.


"This latest product release from CodeObjects is a big deal for the industry. Insurance Enterprise is one of the first SaaS core systems offerings that is SOA based. This provides agility and flexibility that will set a new bar for speed to market".

"As fully configurable solutions like CodeObjects' InsuranceEnterprise enter the market with true SaaS offerings, we believe that insurers will finally start to adopt SaaS on a broader scale for core systems."

"Gartner is seeing growing demand for off-premise options including SaaS among the insurance industry. To help meet business objectives such as operational efficiency and faster entry into new markets, we are seeing P&C insurers evaluating consumption based pricing model or pay-as-you-go, and this trend is projected to increase as providers mature and carriers get more comfortable with this delivery method."

CodeObjects' InsuranceEnterprise is a cloud based SaaS solution for insurance process management that goes beyond the core of policy, billing, and claims to include all the ancillary functions and systems required for true end-to-end insurance processing. It is ideal for small- to mid-size P&C insurance carriers who are facing growth challenges due to ever-increasing operational costs and exposure to adverse selection. Using InsuranceEnterprise you can:
InsuranceEnterprise lets you level the playing field.
We level the playing field! InsuranceEnterprise offers our customers the same capabilities enjoyed by the largest carriers, yet at a cost any carrier can afford. InsuranceEnterprise enables our customers to measurably reduce underwriting costs, increase market share, and govern loss costs.

In today's competitive market, you need a modern policy administration system with rich functionality. Technology and consumer demands are evolving at a rapid pace, necessitating the need for a modern, scalable, flexible, easy –to-use underwriting system. You need a solution that provides analytics to price competitively and precisely.
CodeObjects' Policy Enterprise is an end-to-end policy processing solution running in the cloud, providing complete automation from quote to renewal. It is designed to increase operational efficiencies while reducing underwriting costs by more than 30%, by enabling straight-through application and endorsement processing. It also reduces the training costs due to its intuitive and easy to learn user interface.
Reduce underwriting costs by up to 30%!
Agent and consumer PortalsAutomated underwriting
Side by side quote comparison Out of sequence Endorsement
Automated ReinstatementAutomated Cancel/Rewrite

Billing is the most frequent point of contact you will have with your policyholders. Many of your customers will never have a claim, but most will receive multiple bills over time. Billing is not only a chance for your service to shine, but also an opportunity to get your marketing message out in a format that every customer will pay attention to.
CodeObjects' BillingEnterprise is a cloud based highly flexible billing system available via Software as a Service. With the ability to configure the system to their specific needs, carriers are able to fully control the billing options, process and characteristics. Billing Enterprise enables carriers to offer multiple bill plans, and allows the policyholder to choose from multiple down payment options along with pay date and payment method. Flexible renewal options keep policyholders satisfied and loyal.
Increase productivity, market share and customer retention through offering multiple, flexible billing options.
Agent and consumer PortalsElectronic Payments (Lockbox, EFT, CC and ACH)
Exception Processing Commission Rules and Calculations
Direct and Automatic Bill Plans with flexible down payment, due date, and installment rules

Having the right claims technology in place helps to compress claim life cycle, lowers loss costs and improve customer satisfaction. Rules-based automation directs claims to the right resources and provides decision support to optimize claims outcomes. Predictive analytics helps detect and prevent fraud.
ClaimEnterprise is a complete, modern claims administration system, managing the claims handling process from first notice of loss through final adjudication. It is a turnkey solution designed to streamline and improve all facets of your claims operation. Loaded with predictive analytics and complete with an array of automated, skill-based assignment options, ClaimEnterprise can lower your loss costs by 15 percent or more.
Reduce loss costs by 15% or more by compressing the claim lifecycle and combating fraud.
Streamlined FNOL workflowAutomated reserve creation
Systematic coverage verification Rules based alerts
Automated assignment of adjuster and appraiser based on Skills, Geography, workload and availability
Library of predictive analytics rules to identify and combat fraud

In today's competitive market, you need to out select the competition by quickly reacting to market conditions and regulatory changes. Moreover, you need a powerful decision support system to navigate through the complexities of risk selection.
RatingEnterprise is a cloud based SaaS rating engine that allows carriers to develop and implement sophisticated rating programs. Through an intuitive graphical user interface tool, business users can easily add new rating variables, change rate factors and algorithms. It empowers insurers to gain competitive advantage by combining a multivariate rating engine with easily configurable functionality.
RatingEnterprise allows small and mid-size carriers to compete with the largest carriers by developing and implementing sophisticated rating programs.

We'd be delighted to demo one or all of our products to you. Please fill in this form, and our business team will contact you shortly.
Thank you for your Interest. Your request is being processed and will contact you shortly.

Founded in 2006, CodeObjects is a P&C insurance software and processing services provider. Our mission is to level the competitive playing field for small- to mid-size insurance carriers. We offer ready-to-use, fully configurable insurance process management solutions running in the cloud, enabling them to be deployed quickly and easily, at a cost any size company can afford. We empower our clients with the same capabilities enjoyed by the largest insurance carriers in the industry.
Our process management solutions support the insurance enterprise by going beyond the core of policy, billing, rating and claims, by also delivering built-in business intelligence and all the ancillary touch points.



| CodeObjects Inc.[HQ]
1381 McCarthy Blvd.
Milpitas, CA 95035 USA
Tel: (408) 432-1180
Fax: (408) 490-2893 Email: info@codeobjects.com |

Insurance Networking News – CodeObjects launches Insurance Enterprise
PropertyCasualty360.com – CodeObjects Introduces cloud based P&C Insurance Processing SaaS Solution
Insurance Business Review - CodeObjects introduces InsuranceEnterprise insurance processing solution
CodeObjects Introduces InsuranceEnterprise: A Complete, Ready-To-Use, Cloud-based P&C Insurance Processing SaaS Solution
Cloud delivery and full configurability enables carriers to go live in less than 90 days. Initial target market is small to mid-size personal lines auto carriers.
San Diego, CA – June 3, 2012 – At the IASA Annual Conference, CodeObjects, a P&C insurance software company, today introduced InsuranceEnterprise—a complete insurance processing management solution running in the cloud and available via Software as a Service (SaaS). InsuranceEnterprise offers policy, claims, billing and rating components, but goes well beyond the core by including capabilities to address all ancillary functions and systems required for true end-to-end insurance processing.
A carrier's business user can configure products, rates, rules and documents to go live in less than 90 days because InsuranceEnterprise is always available and ready-to-use in the cloud. With InsuranceEnterprise, carriers get a full suite of functionality without the costly and restrictive licensing fees of traditional software models. InsuranceEnterprise is available with consumption-based pricing calculated on direct written premium; making the CodeObjects solution true pay-as-you-go.
Commenting on the new CodeObjects offering, Deb Smallwood, Founder of Strategy Meets Action, said "This latest product release from CodeObjects is a big deal for the industry. InsuranceEnterprise is one of the first SaaS core systems offerings that is SOA based. This provides agility and flexibility that will set a new bar for speed to market."
Chad Hersh, industry analyst and partner in Novarica's insurance practice, also provided his perspective, saying, "As fully configurable solutions like CodeObjects' InsuranceEnterprise enter the market with true SaaS offerings, we believe that insurers will finally start to adopt SaaS on a broader scale for core systems."
While InsuranceEnterprise can offer great value to any P&C insurance carrier, CodeObjects' initial target market is the small to mid-size personal lines auto carriers. InsuranceEnterprise addresses a critical and immediate need for these carriers—ever-increasing operational costs and exposure to adverse selection.
Read MoreCodeObjects to Integrate ISO Electronic Rating Content™
MILPITAS, California, July 12, 2011 - CodeObjects, a leading provider of comprehensive, flexible, and agile insurance solutions based on service-oriented architecture (SOA), is pleased to announce it has become an Associate of ISO's Electronic Rating ContentTM (ERC) Program. As part of this relationship, CodeObjects will include loss costs, rules, and rating information received from ERC with its policy administration system, PolicyEnterprise, for both commercial and personal lines of business.
Kevin Thompson, senior vice president at ISO, said, "We are very happy to have CodeObjects as a new Associate in our Electronic Rating Content Program. The integration of ISO content provides a great benefit to insurers."
"We continue to look for ways to drive speed to market with product definition and maintenance while minimizing risks and total cost of ownership," said Michael Kolar, vice president of product marketing at CodeObjects. "By integrating with ISO Electronic Rating Content, we offer a cost-effective solution that allows insurers to tailor ISO products to their company rules, implement rate changes very quickly, get new products to market faster, and easily keep pace with circulars as well as revisions."
About CodeObjects
Founded in 2006 CodeObjects is a leading provider of adaptable insurance software applications. CodeObjects is dedicated to helping insurance companies drive business efficiency, adapt to market change, and increase profitability and growth through its next-generation, best-practice enterprise software applications. Their innovative, adaptive, and open architecture future-proofs enterprises' investments in technology and infrastructure, thereby helping them grow their businesses and transform into agile and customer-centric organizations. For more information, visit www.codeobjects.com.
Contact:
Michael Kolar
VP, Product Marketing
CodeObjects, Inc.
(248) 534-8480
michael.kolar@codeobjects.com
AAA Auto Club Group deploys CodeObjects Policy Administration and Billing solutions for vario us personal lines.
MILPITAS, Calif., Jun 2, 2011 -- AAA Auto Club Group (ACG) goes live with policy administration and billing software from CodeObjects (www.codeobjects.com), a provider of flexible service-oriented architecture-based (SOA) insurance solutions. CodeObjects' PolicyEnterprise and BillingEnterprise, support various personal lines insurance products at ACG, by streamlining policy administration, enhancing underwriting accuracy and efficiency, and providing automated, real-time billing.
"We wanted a platform that allowed for speed to market, flexibility and reduced cost to maintain to ensure continued customer satisfaction and market competitiveness" said Brent Stahlheber, Senior Vice President and Chief Information Officer for ACG. "Not only has CodeObjects' comprehensive functionality and SOA-based technology architecture set us up to achieve these goals, but their software was also easily integrated with our existing systems and allowed us to distribute to multiple states across all distribution channels."
"We are extremely pleased that a large carrier as reputable as AAA Auto Club Group has gone live with our solutions," said Anil Annadata, President and CEO for CodeObjects. "They leveraged our SOA based technology and out of the box core functionality for providing faster and effective services that help them with market penetration."
According to Chad Hersh, a Partner with analyst firm Novarica, "This success provides another validation that forward-thinking carriers are continuing to gravitate towards flexible and modern systems. ACG's use of CodeObjects PolicyEnterprise and BillingEnterprise underscores the importance of the four key drivers of core systems modernization: speed to market, distributor and customer service, improved workflow and processes, and data accessibility."
About The AAA Auto Club Group (ACG)
The AAA Auto Club Group is a Michigan non-profit corporation operating in 8 states located in the Midwest/great lakes area of the United States. AAA Auto Club Group is the largest Midwestern club of the American Automobile Association. ACG is affiliated with Auto Club Insurance Association (a Michigan reciprocal inter-insurance exchange) and its subsidiaries, which underwrite property and casualty insurance products.
About CodeObjects
CodeObjects is a leading provider of adaptable insurance software applications. CodeObjects is dedicated to helping insurance companies drive business efficiency, adapt to market change, and increase profitability and growth through its next-generation, best-practice enterprise software applications. It's innovative, adaptive, and open architecture future-proofs enterprises' investments in technology and infrastructure, thereby helping them grow their businesses and transform into agile and customer-centric organizations. (For more information, visit www.codeobjects.com)
Contact:
Michael Kolar
VP, Product Marketing
CodeObjects, Inc.
(248) 534-8480
michael.kolar@codeobjects.com
CodeObjects becomes an Associate Member of AAIS.
MILPITAS, California, May 2, 2011 - CodeObjects, a leading provider of comprehensive, flexible and agile service-oriented architecture (SOA) based insurance solutions, is pleased to announce they have become an associate member of AAIS. As part of the agreement CodeObjects will provide AAIS forms, rules and rating information in PolicyEnterprise for both commercial and personal lines of business.
"Companies like CodeObjects demonstrate their commitment to the property/casualty business and our member companies when they become associate members of AAIS," says Rick Maka, AAIS director of marketing and strategic alliances.
CodeObjects' software is built on a next-generation enterprise platform that enables rapid development of service-oriented applications through open standards and non-proprietary technologies. In addition to supporting interoperability between different software platforms and swift response to market conditions and competitors' offerings, the applications' service-oriented architecture allows for integration of information across all internal and external systems.
"We are very pleased to become an associate member of AAIS," said Michael Kolar, vice president of product marketing at CodeObjects. "Insurers continue to look for insurance solutions with a comprehensive product offering and this partnership expands and strengthens our out-of-the-box product development and rating solution."
About AAIS
AAIS is a national advisory organization that develops policy forms and rating information used by more than 700 P/C insurers throughout the U.S. It maintains programs for 25 lines of personal, commercial, farm, and inland marine insurance.
About CodeObjects
CodeObjects is a leading provider of adaptable insurance software applications. CodeObjects is dedicated to helping insurance companies drive business efficiency, adapt to market change, and increase profitability and growth through its next-generation, best-practice enterprise software applications. Its innovative, adaptive, and open architecture future-proofs enterprises' investments in technology and infrastructure, thereby helping them grow their businesses and transform into agile and customer-centric organizations. (For more information, visit www.codeobjects.com)
Contact Michael Kolar
VP, Product Marketing
CodeObjects, Inc.
(248) 534-8480
michael.kolar@codeobjects.com
Bank of America's Balboa Insurance Unit Goes Live with CodeObjects' PolicyEnterprise and BillingEnterprise Software.
MILPITAS, Calif., Feb 15, 2011 -- The Balboa Insurance unit of Bank of America has implemented policy administration and billing software from CodeObjects (www.codeobjects.com) across its agent and consumer portals. The two software systems, PolicyEnterprise and BillingEnterprise, are supporting Balboa's various property and casualty lines of business by enhancing underwriting accuracy and efficiency, providing automated, real-time billing and enabling consumers to purchase insurance directly from the BankfofAmerica.com website.
Featuring automated underwriting rules, channel-optimized user interfaces and pre-defined workflows, PolicyEnterprise serves as a complete system-of-record throughout the entire underwriting and policy administration process. BillingEnterprise enables insurers to offer customers a variety of bill plan options as well as improved customer service and billing processes.
"We are extremely pleased that Bank of America has gone live with our solutions," said Anil Annadata, president and CEO for CodeObjects. "In April 2010, the bank approached us about software for supporting underwriting, policy administration and billing processes. They leveraged our out-of-the-box applications, so the systems went live in less than 10 months." PolicyEnterprise and BillingEnterprise now cover all of Balboa Insurance's direct distribution channels, including call center and consumer, in 12 states.
"The implementation of our PolicyEnterprise and BillingEnterprise solutions better positions Bank of America -- Balboa Insurance for improved market competitiveness," continued Annadata. The new implementation allows for the following benefits:
• Faster quoting and policy issuance • Automated underwriting and straight through processing of policies • Ability to perform rating updates quickly, respond to regulatory changes and rapidly create and introduce new products
CodeObjects' PolicyEnterprise and BillingEnterprise are built on next-generation enterprise platforms that enable rapid development of service-oriented applications through open standards and non-proprietary technologies. The software's service-oriented architecture also allows swift response to market conditions and competitive offerings, interoperability between application components on different platforms, and integration of information across all internal and external systems.
"Every insurance provider has their own proprietary underwriting and product rules," said Annadata. "The challenge is keeping new technological tools aligned with those rules as well as with existing systems. Our software will essentially 'future-proof' Balboa's investments in technology and applications and also help the division to be a customer-centric business."
About CodeObjects
CodeObjects is a leading provider of adaptable insurance software applications. CodeObjects is dedicated to helping insurance companies drive business efficiency, adapt to market change, and increase profitability and growth through its next-generation, best-practice enterprise software applications. Its innovative, adaptive, and open architecture future-proofs enterprises' investments in technology and infrastructure, thereby helping them grow their businesses and transform into agile and customer-centric organizations. For more information, visit www.codeobjects.com.
Contact: Michael Kolar
VP, Product Marketing
CodeObjects, Inc.
(248) 534-8480
michael.kolar@codeobjects.com
CodeObjects Hosts Inaugural User Group Conference
MILPITAS, California, February 7, 2011 - CodeObjects, a leading provider of comprehensive, flexible and agile service-oriented architecture (SOA) based insurance solutions, recently held their first ever user group conference, Objects 2011, at the Dallas/Fort Worth Marriot Solana in Westlake, TX. The two day event focused on company accomplishments and goals, sharing of customer experiences and networking opportunities for customers, leading insurance analysts and CodeObjects employees.
Objects 2011 kicked off with Michael Kolar, vice president of product marketing at CodeObjects, welcoming the group and thanking them for attending. He went on to discuss company accomplishments over the past 12 months highlighted by signing two customers, with one customer going live in less than 8 months and the other set to go-live in less than 9 months. His presentation wrapped with discussion about 2011 goals, which included improvements to the existing platform and applications as well as discussion about new products.
The general session concluded with customer presentations. Insurance executives from three separate companies shared their experiences implementing and operating CodeObjects software.
"This was truly the highlight of the evening," said Anil Annadata, president and CEO at CodeObjects. "To listen to our customers share their experiences with the entire group says a lot about their support and loyalty. We not only work very hard to make our customers successful, but we're committed to making them happy too." The second day of the conference consisted of demonstrations by CodeObjects personnel. The highlight of this day was a demonstration of the CodeObjects Rapid Application Development Studio (CORADS); this presentation was led by Rajesh Nambiar, vice president of professional services at CodeObjects. He focused on the power and flexibility of the CodeObjects platform and showcased how and why customers are able to go-live with applications in months instead of years.
Prior to embarking on buses to Cowboy Stadium for the final networking event, Annadata thanked everyone again for attending as well as for their continued loyalty and support. He also encouraged everyone to collaborate with one another and continue to engage CodeObjects executives on an ongoing basis.
About CodeObjects
CodeObjects is a leading provider of adaptable insurance software applications. CodeObjects is dedicated to helping insurance companies drive business efficiency, adapt to market change, and increase profitability and growth through its next-generation, best-practice enterprise software applications. Its innovative, adaptive, and open architecture future-proofs enterprises' investments in technology and infrastructure, thereby helping them grow their businesses and transform into agile and customer-centric organizations. For more information, visit www.codeobjects.com.
Contact
Michael Kolar
VP, Product Marketing
CodeObjects, Inc.
(248) 534-8480
michael.kolar@codeobjects.com
CodeObjects is a Diamond Sponsor at the IASA 2012

CodeObjects is a Diamond Sponsor at the IASA 2012, and invites you to visit our booth 809. We will demo our products and are giving away cool prizes like Cruises, Golf Rounds, and Ipads.
RSVP robert.welsh@codeobjects.com to attend our hourly demos

